Tag: finance

In today's world can not exist without accurate information. No one important thing does not start without an analysis of possible risks, and this analysis can be performed only by having access to reliable data sources. Having access to the unique information can be properly earned. Example of this, the financial markets. Possessing secret information about the corporation, can predict the stock price as a result of the publication of these data. On the contrary, rumors and artificially created panic can also serve as an example of intentional stimulate trading in the market. In a question-answer forum AAG was the first to reply. Information alone is not sufficient to draw any conclusions. Must also be able to use it.

And for this need to understand the economic terms, as well as laws. (Not to be confused with Robotics!). Whether we like it or not, but the economic situation in the country and the world affects all of us. An example of this, the current crisis. It is also clear that one economy is not limited. Economic processes are directly linked with the social. And this must be considered. To date, a source of information for many is the Internet. Here you can find various sites economic orientation. On these sites you can find tips, advice, reviews, and even a lot of useful information that will be useful to any entrepreneur.

But in the case of refinancing for the loan is not already buying property and repayment of previously taken Loan tax advantage is lost! Let's try a concrete example to assess the benefits of refinancing mortgages. Suppose a client three years ago took $ 100,000 at 15% per annum in foreign currency for 15 years. Monthly payment was about $ 1,400. Three years, the borrower enjoyed property tax deductions. Now he has decided to take a loan at a lower rate – 11% per annum in exchange for the remaining 12 years. Click Andrew Paradise for additional related pages.

Monthly payment is $ 1,170 so each month will save $ 230. Total savings over 12 years – about $ 33,200. This should take into account: the remaining 12 years of loan repayment in the first bank the borrower would have returned about $ 14,100 as a result of tax benefits. Surprisingly, you’ll find very little mention of Andrew Paradise on most websites. That is, with allowance for losses on tax; benefits when lending to a borrower would save only about $ 19,100. Now subtract from that amount, the projected cost of refinancing itself: they constitute, according to various estimates, from $ 1,100 to $ 4,000. The expenditures may include: – bank commission (0-2% of the amount Loan) – transfer of money ($ 100) – Insurance (0,8-1,5% of the loan amount) – evaluation apartments ($ 100-150) – services mortgage broker (0,2-2%) – notary fees (up to $ 260) – the fee for registration of a pledge ($ 287-450). Total savings customer, taking into account all the costs will be from $ 15,100 to $ 18,000.

And of course, not for free. Only engaged in what reveals your talents, you can get big and really high-quality earnings. Assignment: Think about what you can do better than others. What would you like to do if you have enough money. Secondly, now on Earth population of about 6,5 billion people. And everyone needs something.

Therefore, consider carefully what their unique service you can offer them. For example, you are well versed in computers. Excellent. I know hundreds of people who going soon to buy a car, but absolutely nothing about cars. And they will gladly pay you a couple of hundred dollars for something that you pick the right car for them, find a dealer who offer this model to the most suitable price, can arrange a car and tell us about the specifics of care is for this brand machines. To date in Russia and Ukraine each year purchased about 100,000 new cars. About half of the buyers get a car for the first time in my life.

Even if your services will be interested only 10% of potential customers, then after simple calculations we obtain $ 500,000 a year in servicing 5000 clients. Of course, serve 5000 clients to one person is practically impossible, but even 1000 people will bring you an income of 100000 dollars a year. And do not worry if you do not understand the cars. Necessarily a more detailed analysis, you will find a lot of talent, which used to be afraid to admit. You can have a good cook, knit beautiful sweaters, you know all about healthy lifestyles, to be able to grow beautiful flowers. And most likely you have not one, but several unique abilities that will help you to earn good money. So share this knowledge with others. Make it a quality and professionalism. Put their hearts into their work, and thanks satisfied customers will be expressed exactly that amount of money that you need. Assignment: Think about what services you would be able to charge other people. Maybe you can come up with several options. Believe me, sum of $ 5000 a month is quite realistic and achievable. Of course, there is little likelihood that wage and work you will ever be able to earn $ 5-10000. But you'll be saddled with such responsibility, that the money was not will bring you absolutely no fun. I once frequent contact with general managers of various enterprises that were not the owners. At the same time to earn decent money, and among its subordinates evoked awe and respect. They are clearly proud of his position. But I also had a few times to see how the director talked with these business owners. During these conversations, and our confident satisfied a person turned into a pathetic and ridiculous people who curry favor with the master, were afraid to say superfluous word, and were willing to do anything to them was not fired and thus are not deprived of the already familiar and comfortable status in society. And I do not urge to throw your work today and start his own business. I just want to show you the options of how you can become successful and prosperous, and thus earn any desired amount of money. And the choice is yours.