Care Insurance Covers Only A Portion Of The Cost Of

High nursing home costs in Lippstadt, Ostwestfalen-Lippe June 23, 2010 – the monthly cost for in-patient care in nursing homes in Ostwestfalen-Lippe(OWL) are well above the average of North Rhine-Westphalia. To this result, an analysis of monthly Home charges by 84 nursing homes in OWL by the Lippstadt consultancy consulting leads globe. Many people for health reasons on the care others are instructed at the age. Can this not be ensured by members, the two alternatives of outpatient and inpatient care offer. For an in-patient accommodation at the home of NRW is already at the top German compared with monthly 3131 for care level III. Even monthly costs of 3546 arise from an analysis of the monthly Home payment in OWL. This means that a home in East Westphalia-Lippe has additional costs of approximately 400 per month as compared to the rest of NRW.

Care level average cost in North Rhine-Westphalia (per month) * average cost in OWL (pro Month) * difference (per month) Vollstationare care in the nursing home I (significant long-term care) 2067 2.461 394 II (heavy dependency) 2584 2.994 410 III (severe infirmity) 3131 3.546 415 * source: statistical Federal Agency * source: own survey based on data of the BKK care database PAULA the reasons for extra costs incurred are complex. They comprise among other things higher average wages, more staff, and also the comparatively low proportion of homes privately. The presentation once again underlines the increasing importance of private pension. The insurance market for care protection is however still very intransparent. Only a few offer a far-reaching security and cover the costs that are not reimbursed by the statutory long-term care insurance (GPV). While hardly anyone is aware that the GPV merely about acquires 50% of nursing home costs (up to 1510 per month). Is no additional private care insurance before, the person concerned for the difference between the legal services itself must come up.

Not sufficient wealth and income, social services takes over the corresponding payments. The social welfare office is however entitled to make liable relatives in a straight line (children) to the affected persons in need for these costs. The children then stick with their income and assets minus a deductible for the maintenance expenses of the parents. How much are the payments depends on different factors, so generalizing statements are not possible. Globe consulting consulting firm globe consulting Dieter Homburg stands since over a decade of his demanding clientele in finance available. While it has focused on the needs of small to medium-sized businesses, professionals, and high net worth individuals. The service portfolio includes professional and private risk hedging, asset accumulation and allocation, private and occupational pensions, Real estate financing, start-up, transfer of assets and inheritance as well as health and supplementary health insurance. This cooperation in a high degree of confidence, persistence, and objectivity. Press contact: Globus consulting Frederick stone Uhlandstr. 9 59555 Lippstadt Tel: 02941 209 42-0 fax: 02941 92 56 62 E-Mail: Web: