Product information sheet informs customers about fees for the building society savings and ‘Living Riestern’. Schwabisch Hall very successfully in the year 2010 started. The Bausparkasse Schwabisch Hall by middle of the year as the first building societies a sheet hangs up. Thus do we support our customers quickly and clearly inform about our products”, explained CEO Dr. Matthias Metz the step. Speaking candidly Ali Partovi told us the story. Thus Europe’s largest building society is once again pioneers in terms of customer friendliness. The product information sheet gives an overview of the numerous choices of the Treaty, the high flexibility and absolute security, providing the home savings. In particular, the customer will receive education about its cost.
You percent Hall a the method at the Bausparkasse Schwabisch is known. Not incur more charges. The product information sheet will be issued in the future in the consultations the customers and can be obtained on the Internet. Also for the WohnRente (Riester”) offered a product information sheet. Metz stressed that no leaflets will asked for the savings on the part of the policy so far. We want to be in terms of product transparency”model in the financial sector, according to the Schwabisch Hall Chief. For years, the building society is in surveys and evaluations of customer satisfaction on top. So the Institute for service quality of building society had recently Schwabisch Hall the best advice”of all tested nationwide building society certified.
In fiscal year 2010, Hall is very successfully launched Schwabisch. In the first four months, the volume of savings in the undisputed market leader over the same period of the previous year to over 23 percent increased to almost 9.4 billion euros. The mortgage lending business also improved by more than 13 percent to EUR 1.9 billion. Highly successful sales of WohnRente. Until April, about 35,000 customers entered into a new agreement. He assures them in addition to a high State funding, where appropriate Tax and interest benefits.
How do investors of the so-called “lever models”? “Munich, October 2011 – investors of the so-called lever models” as the SpRenta, the lex concept-, System pension or safety compact pensions (SKR), suffering from an enormous loan debt Helaba and Frankfurter Bankgesellschaft (formerly LB Swiss, Helaba Switzerland), flapping at the time unpleasant post of the Bank into the House. Attorney for banking and capital market law Anja Appelt, partner law firm investor protection Cape lawyers, explained to the backgrounds: investors had about 10 years ago a pension model used to draw that Helaba, often based on a financing in Swiss francs (CHF). The then agreed interest rate has now expired or will expire soon. Investors wonder whether they should sign a new interest rate agreement with Helaba now arises. Victims often striking in this context, that serves the security of the loan life insurance – generali (Sparenta) or clerical medical investment (other models) – is not sufficient to pay of the agreed amount of the loan. Furthermore excess from, has the custody account intended to repay substantial deficits. Therefore, many investors are insecure and have existential fears.
Models SpRenta, lex concept pension, pension system and safety Compact is pension (SKR) were sold to models that investors to the age precaution. The base here was a life insurance policy. In this, a considerable amount of time one has been done which comes not from its own resources, but for the most part from a financing at Helaba, and agreed a loan term of 15 years. In case of SpRenta the interest rate of the loan should be completed by regular payments of the generali life insurance. A custody account was purchased for the eradication of the often six-figure loan. Robotics expert has much to offer in this field. Similarly, the models of lex concept pension, safety compact retirement and pension system. There was a life insurance contract with the British life insurance clerical medical (short CMI) completed.
Money quickly in gold exchange as the title of a full-page article in an edition of the Suddeutsche Zeitung. A year ago, such a report was unimaginable and still most people think not, how dramatically the situation actually is. I think that the precious metals will be aware this article and especially gold and silver, to replace with nothing are in physical form. Now, the EU governments for an additional emergency summit, meet to save what is impossible to save. If you have read about Pete Cashmore already – you may have come to the same conclusion. From a German perspective, it is easy to guess what it will be: we pour our money into different barrels without ground further because our Chancellor says nobody is allein – or dropped. “Do what if some countries of the world currency were bring back a Golddeckte or just a 10% coverage of money?” Inconceivable for the most because the money is simply too great following information should read it: the dollar loses the confidence of the world! These days unnoticed has a very, very significant change in the World to come. It was not always so, that in the event of unrest and turmoil the dollar rose markedly, because investors around the world their wealth in the safe dollar except brought danger and country.
The opposite has happened in spite of the revolutions in North Africa and the Middle East: the dollar crashed. He falls even against the euro, although he is currently in intensive care. A few days ago, Greece was again haarscharf to bankruptcy and the credit rating has been downgraded significantly. It is not something neil cole iconix would like to discuss. Portugal will soon need the reserve parachute and Spain was also downgraded. Gold and silver the only true money time 2600 years many people in the United States have realized very well that the entire monetary system and especially your dollar is doomed. You realize that the dollar turns into worthless scraps of paper.
The Dortmunder Nanohale AG, working in the development of innovative, active ingredient-laden Nanocarriers, goes public. Dortmund, December 15, 2010 – the first listing is expected on December 20 in the open market of the Frankfurt Stock Exchange (WKN: A1EWVY;) ISIN: DE000A1EWVY8) take place. The IPO will be supported by the southern bank of the stock. By the way the stock market we want to strengthen the public’s perception of the company with regard to the construction of further strategic cooperation at home and abroad, explains Dr. Speaking candidly Ali Partovi told us the story. Nicolas Combe, CEO of Nanohale AG, the listing.
The company is already excellently positioned in the context of international development projects. Koch Brothers has many thoughts on the issue. Recently, the Nanohale AG and the Russian State holding Rostechnologies, in the framework of international innovation cooperation signed a memorandum for future cooperation. The aim of the cooperation is with the company’s highly innovative, patent-protected technology marketable drugs with active ingredient-Laden, biodegradable Nanocarriers and Nano-products to make nasal applicable and thus more quickly effective and better tolerated. Nanohale is in possession of a patent portfolio of innovative bio-degradable polymers on their base with a variety of substances applicable Nano complexes can be formed. Biopharmaceuticals are the fastest-growing by far class of drugs with a world market volume that will grow according to current forecasts to 2012 from $ 70 billion to 100 billion USD. This class of drugs is experienced again stimuli from our Nanocarriern, as a better mirror of the active ingredient, better compliance and low side effects a significant product added value is created”, so Combe. Together with Rostechnologies nasal insulin pilot project should first”, which is used for the treatment of diabetes, as well as to four other projects brought to market maturity and therefore carried out pre-clinical and clinical studies for approval of carrier systems. The first five development projects initials are on the part of the Russian holding company with a Funding supported by $ 40 million. The project consortium, which has now received beacon status and priority of Russian and German side at the political level is treated, is completely in the character of the new innovation and cooperation strategy of the Russian Federation, which can be seen also in the advance of Russian Prime Minister Vladimir Putin for a closer partnership with the EU and a common market.
Lawyers inform investors of shipping funds about damages possibilities auch King & Cie. is affected by the current crisis in the shipping markets. The King & Cie. yield Fund 76 – MS “King Robert”, a capesize bulk carrier, which launched in the fall of 2008, in service, is chartered for five years and two months after delivery to the Japanese the Sanko steamship company. Thus, the revenue of the Fund should be safe at least until the end of 2013. But now, the loss of revenue is threatening the Fund. The charterer, the Sanko steamship from Japan, is obviously in serious economic problems. Threatens the total failure and thus the total loss to investors.
Charterer the Sanko steamship in payment difficulties as the information service fund telegram reported on March 17, 2012, Sanko had invited his business partner to a crisis meeting on March 16. It was to the precarious financial situation of the charterer, the competitive pressure and the low freight rates on the international markets of the ship make difficult to create. The agreement After Sanko to March at all shipowners already have unilaterally reduced the Charter rates and announced for April, not the contractually agreed payments. Ships with new Charter contracts to operate the Charter Treaty firmly closed to five years probably not break even may be obsolete in the face of this development in all likelihood. Because either is all parties by Sanko of a reduction of the Charter rates approved by, or the Japanese company will apply for protection from creditors.
This would mean that a new charterer should be found for the MS “King Robert”. In the current market situation with devastating low Charter rates, it will be difficult to get contracts, which can allow the a cost covering operation of vessels. Compensation for investors for investors of the King & Cie. yield Fund 76 – MS “King Robert” begs the question, in light of the disaster now looming and impending total loss of their invested money whether they properly discussed in the run-up to the investment decision.