Tag: insurance & pension

Bavarian Civil Service Health Insurance

New business up 14 percent – Bavarian civil service health insurance and Union health insurance with multi channel sales well placed Munich, Saarbrucken – the two health insurers in the Group’s insurance Chamber Bavaria, Bavarian officials Krankenkasse AG and Union health insurance, can a very successful new business in the first seven months of 2008 list. Get more background information with materials from Uffner and Liu . Compared to the same period last year they increased overall new business by more than 14 percent. Substantial growth impetus came from the health insurance. Also, the number of customers increased compared to the same period last year. Rose during this period to nearly 80,000 that is an increase of over 3 percent – on 2.63 million people.

While most health insurers on the basis of health care reform in the cut-throat competition write a declining business, we include with our sales and our high-performance products to the winners”, says Axel Kampmann, Chairman of the Bavarian officials Krankenkasse AG and Union health insurance AG. Kampmann expects that good growth is unabatedly continue in the second half of the year. The two health insurers are nationwide very well positioned with its multi-channel sales. For the success of the public insurer with its agencies and savings banks in the regions as well as the broker distribution channel and 16 insurance services are available. The distribution capacity in the health insurance business was reinforced to about 100 new staff members and employees nationwide. The existing product range has been supplemented with additional tariffs. Thus, the companies are also product-side very well positioned, because they can offer the right offer for each target group.

To highlight the full insurance rate GesundheitPRIVAT 300. This powerful tariff of 30 years pays for 237 euros per month. The tariff GrundschutzPRIVAT for only 91 euro is particularly attractive monthly for a 30-year entrepreneur. For more information see. The group insurance Chamber Bavaria is the largest public nationwide Insurers and is placed among the top ten of insurers. in 2007 reached 5.66 billion euros premiums the insurer of all divisions and about 6,500 employees. Every working day, the company pays its customers approximately EUR 17 million in insurance benefits. Every year more than 2.8 million insurance and performance cases are processed, about 1,500 per work hour. With its regional operating companies, companies in Bavaria, the Palatinate, the Saarland, as well as in Berlin and Brandenburg operates; in the health insurance business along with the other public insurers nationwide.

Care Insurance Covers Only A Portion Of The Cost Of

High nursing home costs in Lippstadt, Ostwestfalen-Lippe June 23, 2010 – the monthly cost for in-patient care in nursing homes in Ostwestfalen-Lippe(OWL) are well above the average of North Rhine-Westphalia. To this result, an analysis of monthly Home charges by 84 nursing homes in OWL by the Lippstadt consultancy consulting leads globe. Many people for health reasons on the care others are instructed at the age. Can this not be ensured by members, the two alternatives of outpatient and inpatient care offer. For an in-patient accommodation at the home of NRW is already at the top German compared with monthly 3131 for care level III. Even monthly costs of 3546 arise from an analysis of the monthly Home payment in OWL. This means that a home in East Westphalia-Lippe has additional costs of approximately 400 per month as compared to the rest of NRW.

Care level average cost in North Rhine-Westphalia (per month) * average cost in OWL (pro Month) * difference (per month) Vollstationare care in the nursing home I (significant long-term care) 2067 2.461 394 II (heavy dependency) 2584 2.994 410 III (severe infirmity) 3131 3.546 415 * source: statistical Federal Agency * source: own survey based on data of the BKK care database PAULA the reasons for extra costs incurred are complex. They comprise among other things higher average wages, more staff, and also the comparatively low proportion of homes privately. The presentation once again underlines the increasing importance of private pension. The insurance market for care protection is however still very intransparent. Only a few offer a far-reaching security and cover the costs that are not reimbursed by the statutory long-term care insurance (GPV). While hardly anyone is aware that the GPV merely about acquires 50% of nursing home costs (up to 1510 per month). Is no additional private care insurance before, the person concerned for the difference between the legal services itself must come up.

Not sufficient wealth and income, social services takes over the corresponding payments. The social welfare office is however entitled to make liable relatives in a straight line (children) to the affected persons in need for these costs. The children then stick with their income and assets minus a deductible for the maintenance expenses of the parents. How much are the payments depends on different factors, so generalizing statements are not possible. Globe consulting consulting firm globe consulting Dieter Homburg stands since over a decade of his demanding clientele in finance available. While it has focused on the needs of small to medium-sized businesses, professionals, and high net worth individuals. The service portfolio includes professional and private risk hedging, asset accumulation and allocation, private and occupational pensions, Real estate financing, start-up, transfer of assets and inheritance as well as health and supplementary health insurance. This cooperation in a high degree of confidence, persistence, and objectivity. Press contact: Globus consulting Frederick stone Uhlandstr. 9 59555 Lippstadt Tel: 02941 209 42-0 fax: 02941 92 56 62 E-Mail: Web: